Description: This article stresses that by integrating and aligning seemingly disparate activities, great gains can ensue due to consistency of approach and economies of scale.

Description: Predictive models have disrupted the traditional underwriting process. In this session, we will review a decade in the life underwriting of a disruptor – the confluence of actuaries, underwriters and clinicians. In addition, perspectives of other stakeholders will be explored.

Description: This article examines the application of a twelve-step program to managerial situations thereby achieving more productive managerial behavior and greater effectiveness.